Most coding assistants provide four interaction modes. Inline autocomplete shows a suggestion at the cursor, usually accepted with Tab. Chat answers questions or drafts code without changing files. Edit mode applies a requested change to selected code or a small set of files. Agent mode can search the repository, edit several files, run commands, and react to test failures.
Each mode gives the tool more freedom. Autocomplete is fast and has a small impact. Chat is useful for learning and discussing options. Edit mode is good for a focused change with a visible diff. Agent mode suits a clear, testable task, but it also has the largest risk. Select the least powerful mode that can complete the job, then review everything it produces.
Rewriting in plainer words…
This answer doesn't lend itself to a diagram - it reads best . No credits were charged.